"There are three kinds of wisdom. The first, suta-maya panna, is the wisdom gained by hearing or reading the words of others. The second, cinta-maya panna, is intellectual wisdom: to test with one’s reasoning and analyzing faculty whether the received wisdom is rational and logical.
It cannot be said that these two types of wisdom are absolutely useless. However, because they are borrowed wisdom, usually the knowledge gained is merely intellectual and no lasting benefit is derived from it.
Bhavana-maya panna, the third kind of wisdom, is experiential wisdom. It is wisdom manifested within ourselves, based on our own experience of our body sensations. This wisdom is based on direct experience and therefore is truly beneficial.
To develop bhavana-maya panna, it is essential to practice sila (moral conduct) and to develop right samadhi (concentration). Only the mind established in right samadhi can understand and realise the truth as it is. (Yatha-bhuta nana-dassana)"
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